How to side with windfall profit

Some people cannot stand with the poor living but some people cannot stand with rich living. Some unlucky people get windfall profit. A beggar may get a house from a kind person, a poor student may get dozen gold bar, a homeless get an inherent from unknown parents and so on.
When they get money, they do not know how to spend the money. Most people spend the entire money bust some of them save all the money. They go to Solomon Island to holiday that need thousands dollars. They buy luxurious car so they can so it to other people who ever tease them. I believe the money run out immediately. Buying a luxurious card need much money and the maintenance. The money just for the car but they do not get the money.
Some others people prefer to save the money. It is not wrong to save the money because we know we will use the money when we need it someday. However saving money cannot help people to get the wealth. Someday the money runs out.
Though we are poor man, it is not wrong to plan something. Perhaps we have dream to open a small business or to be a doctor. Here are some ways to spend your money when you get windfall profit:
1.    Investment
Some people believe that investment is a way to increase the wealth. I will save our windfall profit money. There are some cheap stocks that will increase when the crisis over. The business of the company is no over though the crisis. The company may pay the dividend to the stockholder.  Off course, only the good company that pay the dividend. Research the stock first before buying a stock. It will help you to find the right stock for you. Construct the portfolio that consist some stock such as infrastructure, retail, software, and else. Each stock is different. Some are goods in crisis but some other is worst in crisis.
You have better to get some suggestion from the financial advisor. The kind financial advisor may direct the right stock for you. Beside stock, you can invest your money on mutual fund, ETF, precious metal and others.
2.    Pay the mortgage or buy house
You are no rich until you have a house. A small house is enough for small family. You are better to pay off the mortgage soon so you will feel safe.  If you want to buy new house, it will be good too. Perhaps you want to live in a new environment or you can use the house to make money by renting it.
3.    Open a business
When you have so much money, you can open a business. Perhaps you want to buy a store that sell vegetable or fruit. We will get benefit from the store. Research first the business place because it can influence the sales. Sell what people want by hearing them.

How to save to buy house

Our ancestor live at the cave that can protect them from the wind and rain. They can also protect themself from the animal. As the civilization grow, they need house. A house is where the human can live. Every family need at least a house. They encourage to get the house. Here are some ways to save: 
1. Determine what kind house do you want  This is a important question for you. The house price is different each other, depend on the house type, the size of house, the location, and else. Research a bit about the house that you want to buy. Consider and calculate the time you need to buy the house. You will need more money, when you decide the house later. 

2. Budget for saving You need to earmark your income for your house. More money you save, more better. You can get the house earlier. Increase the income that you can do. If you have a good jobs, you may generate a high salary. If on the other hand, you get bad job, you just get low salary. Find side jobs or second jobs to increase your income. Teaching some knowledge and subject can make hundreds dollar per month.  If you plan to get house fast, you should earmark large money. It mus be heavy for you but i am pretty sure you can do it. 
Open an account that you will not withdraw except for house. You can save 5% from your salary or more than it. Save the money first before you use money for other things except for paying debt.
3. You can reduce the spending. You need to delete unnecessary and unwarranty spending for other purpose. You have better to have a house than watching the cinema everyweek.  there are so many things you can do to reduce the spending, such as: Use coupon to buy food at the supermarket and groceries. It does not reduce the spending much but you can save $20 - $40 per month.  Use the mass transportation such as buss, tram, train, to go to office or school  Use the save energy lamp to cut the electric bill. Turn out the light when you do not need it. 
In the spending side, you should use money for your need only. You can cut the entertainment spending. Find the alternative to cut down the spending. For example, you can start to cook your meals rather than buying the food because your cuisine must be health and delicious than other cuisine.
source :
http://www.ehow.com/how_5832_save-money-buy.html
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