How to Make money without degree

 I heard some college or degree cannot pay the  student loan. It is difficult today to pay off the student loan due they have not good job. Good jobs, meaning or get salary that is enough. Enough size is undefinable. I also diffilcut to determine the enough. However, the enough could be meaning you can fulfill your need and pay your debt. 

Some people think they can pay the student loan after graduating but they cannot. They have to pay the debt. Finally, they can sell the asset to pay the debt. 

some jobs does need colleges degree. There area some opportunity and abundant but also the abundant people search the jobs. However, you can try to find the jobs

1. writer

Not many writers in this world. Only talented or the hard worker writing that can live from the article or book. Only few people can make million dollars. However you can try

2. Blogger

Blogeer also a good job to. Little people can make money in blog. 

3. Welder

Some professional Welder generate money so much. You have to get welder certificate

4. Carpenter 

Some carpenter make money too. They should be able to made something from wood.

5. House Builder 

Not all people can build a house. That is why most people hire to build their house. 

6. Elictrician 

If you dare hold the cable, you can make money as electrician. 

you can also idea in this blog post 

Photo by Mohammed Hassan

I should saving in beginning

Some people disappointed after saving. The saving is not enough to buy something. For example, A man  has planned to buy motorcycle for $1000. After two years, the saving beyond $1000. But.... The motorcycle price has reach $1200. Certainly, he must find others $200 to buy the motorcycle. 

I believe the man must be disappointed. He decide not to saving again. He use the money for leisure only. This is a reason why people do not saving their money. 

A saver said that we should save the money first, event a penny. Yes, the inflation can eliminate or diminish our money but at least we have a little money. You can use the money for others or you may add money to buy your goal. perhaps i want to buy a house.

Taht is why i should save early. 

Is it safe retail bond investment?

 I am excited about retail bonds. According to the marketing, this investment is safe. However, I cannot fully believe it because there are some risks involved in retail bonds, even though the issuer is a government. I suspect that the country may be in need of funds.

there are some risk that we have to consider such as: risk country. some developed country issues easily. i cannot believe it. therefore, you have consider the: 

It's essential to approach any investment with a healthy degree of skepticism and due diligence, even when dealing with government-issued retail bonds. While government bonds are generally considered safer investments, there are always risks associated with any financial instrument. Here are some points to keep in mind:

1. **Evaluate the Country's Financial Situation:** Research the economic and fiscal stability of the country issuing the bonds. Look into factors like government debt levels, fiscal policies, and economic indicators. If a country is in dire financial straits, it might indicate a higher level of risk associated with its bonds.

2. **Interest Rates:** Consider the interest rates being offered on the retail bonds. Higher interest rates may be a sign that the government is trying to attract investors due to higher perceived risk.

3. **Diversify Your Portfolio:** It's generally a good idea not to put all your investments into a single asset class. Diversify your investment portfolio to spread risk. While government bonds are relatively safe, having a mix of assets, including stocks, bonds, and other investments, can help manage risk.

4. **Consult a Financial Advisor:** If you have doubts or concerns about a specific investment, it's a good idea to consult with a financial advisor. They can provide personalized advice based on your financial situation and risk tolerance.

5. **Read the Bond Prospectus:** Carefully read the prospectus or offering documents for the retail bonds. This document should contain essential information about the bond's terms, risks, and the issuer's financial situation.

6. **Understand Inflation Risk:** Even with government bonds, there's always a risk of inflation eroding the purchasing power of your returns, especially if the bonds offer fixed interest rates.

Remember that all investments come with some level of risk, and no investment is entirely risk-free. Your level of comfort with risk should guide your investment decisions. If you have any doubts or concerns, it's crucial to seek professional advice and thoroughly research any investment opportunity before committing your funds. 

Prepare for Stock Dive

 The stock marketa dive? It could be happen. Some people shift money to safe asstes . Of course it must be gold. In my recent researach, i found the gold is still is the best investment. 

you have better to use the monye in stock, which means you have to sell your stock first, for buying anything. Today, some asset decrease, my sister buy a cheap huge house. You have to find other lucy at other place too. I also rad at wisebreasd. tehree are some effort to prepare stock market dive

make money with your backyard

Perhaps you have small backyard that you do not use it  some grass or moss grow at there. Perhaps the space can be used for anything to increase your money.

My father also use the backyard for parking lot. The money is not much but it is enough to buy some fried chicken. You can also use it:

Use the space for some people may need your backyard and you can determine the price of the your backyard. Don't forget to make agreement to the tenant that your cost is about for example is fifty dollar a month . Also remind that the tenant should obey the law and do not disturb other peoples.

2. You may plan some tree or you have flower that you can sell to your neighbor or other people My friend also bought some little tree and he propagate it. I thought it is a good business.  He sell through social media  and some friends buy the tree.

3. Raise Bee
In the village we are not difficult to raise bee. The Bee produce honey and also  wax,  and.royal jelly. expensive and so expensive . In my country there's so many fake  honey that it's made from sugar and flour. Fake  honey is not good for health.
In city, it is not good to raise bee because the lack of flowers. The new suck the nectar and made some honey from it.


Of course you can also use the your backyard to write some chicken but but you should notice that some City forbid it. For example,  you cannot rise chicken in my country. the provincial government forbid  the citizen to raise some chicken.  when the government stop no they will take the chicken that the rule of the chicken racing for reading has been applied since the avian influenenza  a couple years ago

In some country, the government get some intensive to the people who want to raise chicken. From the backyard you can produce fresh meat and also egg you can use it or eat it or you can sell the meat or the egg.  other people that also you can sell the chick on the little chicken to the other people who want  to raise some chicken or follow your step to buy some chicken and their backyard. You can visit my other blog that tell about chicken.
 

people who near power get money

I am very sad hear about that. Ibnu Khaldun, a Sociologist Guru in Islamic World tell that the people who near power will be easy to make money. It is very common. 

When your near a power or powerful people, you will get some facilities. Power tend to abuse. People who hold power tend to abuse, by giving some facilities to their family or their colleagues.

Other people may not get some facilities like powerful people. Imagine, every people want to close the powerful people and they do not try to get knowledge. They will become a fool man who hold some money. They money may go but the friend will help him because they live near powerful people. 

A Hobby may waste your money

I read some article that we can raise money from our hobby. Yes, some people can raise money from hobby but not all people. They can sell some collection such as coins, stamp, basketball card and others. They could make more money.

I saw a man has an Otter. The Otter is actually not a pet or uncommon pet. Only few people want to raise this sharp teeth mammals. It is also a good swimmer. The owner must provide fish, shell, crab, and others. The smell of this pet is also stinky. 

For rich people, it is not problem to spend hundred dollars month for a hobby. On the other hand, most people need money . Ini my country a hundred dollar is valuable. It can pay a month of house rent

You cannot make money with Otter. It is just for fun and you have to clean the Otter too. 

 If you want to make money use your skill and find anyone who want to pay you. It is easy to say but it is difficult to do

I read some article that we can raise money from our hobby. Yes, some people can raise money from hobby but not all people. They can sell some collection such as coins, stamp, basketball card and others. They could make more money.