I am a man who also difficult to save. I also spend my saving and finalcy i do not have much saving. i think to save more money. we can increase money by:
1. Build a deatiled budget outlining your salary and expenses. Trace the salary that you cna oncearse and reduce tha
2. the debt can increase your expense. reduce it and allocate the money to your saving
3. limit your online shop. Buy only you need not you want.
4. save for windfall. sometimes we get money from unexpected income such as bonus, gift, and others.
5. Build an emergency fund. there are some unexpected income and there are some unexpected expenses too. sometimes you need money to repair your car. It is better using your emrgency fund than owe to others.
6. Track your progress. people are happy, seeing every progress. they feel satisfied and celeb the achievement. I remember a student writes thank for herself in her thesis.
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