Prepare for Stock Dive

 The stock marketa dive? It could be happen. Some people shift money to safe asstes . Of course it must be gold. In my recent researach, i found the gold is still is the best investment. 

you have better to use the monye in stock, which means you have to sell your stock first, for buying anything. Today, some asset decrease, my sister buy a cheap huge house. You have to find other lucy at other place too. I also rad at wisebreasd. tehree are some effort to prepare stock market dive

While gold price increasing, It is not good to sell gold today

 

We have no debate that gold is precious metal. It is the best investment today, tomorrow and past day. People use it as Jewel and saving. When they need money they sell it.

Recently I have heard, the most gold shop in my hometown charges higher cost to jewel sell. Certainly, the jewel oner cannot complain the charge cost. The shops charge the made cost of the jewel higher than usually. So to sell the gold is not good today. On the other hand, the gold price also increase.

In my opinion it is not fair but we cannot protest to the shops. If you want to sell the jewel you may go to other shops. Unfortunately, other shops also charge higher cost. In my opinion, there are a cartel to set the higher cost price. I believe the seller what to stabilize the gold price. They will be loss when most people sell their jewel. I believe it is not good for shop. The seller will sell to people while I doubt it too.

Everyone needs the stable gold price du its as safe heaven. It is nit good when the gold prices decline and the people will not believe to the gold price. We cannot avoid the people need money. The shops supposedly be wise to this they do not have to charge higher cost as long the

For the man who have so much money, they will not sell the jewel today. They may hold for some time.

I believe that nothing last forever. Gold may make you loss too. When people sell the gold you cannot use it to but a slice of toast to or a bowl a rice.

Protect you from high inflation

Some Asian country has high inflation. Inflation is a economic condition when the goods and service price increases. It makes the money weak. We must provide more money to buy the same things. For example, last year, you can buy a cup of coffee for $5. Today, It price is $ 5.5. The coffee price increases up to 10 percent.
Certainly, you have to provide addition cash flow. Most people prefer to cut "unnecessary" spending to keep the live. However we do not have to cut the spending if we can anticipate the inflation. Here are some steps that you can do to protect you from inflation.

1. Buy gold or other precious metal such as, silver, platinum, palladium, and else. Gold are believed as the most stable commodity in the world. No one can manipulate the gold price due it is rare and important. In this year, the gold price is skyrocketing.
We can sell the gold anytime especially gold bar. If you want to buy gold, you can use 5% to 20% of your portfolio.
2. Pay the debt off
As the consequence of inflation, the bank or other financial institution will increase the interest rate. The debtor must be hard to pay the debt off due to its interest rate.
Use cash rather than credit card. The credit card company also charge high interest to the holder. 
3. Cut some spending
This is the most ultimate to face with high inflation. You can use coupon to cut your spending meal or pampers.
Buy your meal, meat, and vegetable in bulky at grocery store. By buying at grocery, you can get discount. You do not have to the market often and it can thrift your money. Place those foods at your refrigerator for weeks. However, some food such as vegetable and fruit will be wilted in few days. Some vegetable also will be dried in a week.
4. Buys some defensive stock
The defensive stock still give you return no matter the economic condition. Shift some risky stock to defensive stock. Certainly, you should not put all money at the defensive stock only.
5. Buy actual product
I have ever bought a scooter for $ 260 in 1997 when the crisis beginning. After graduated from bachelor degree or 2003, I sold it for $360. I realized that I cannot get benefit from the scooter but I have protected my money from high inflation. 

Move from financial assets to hard assets

Uncertainty economic makes the investment return is not good. A certified deposit just give 2% interest rate per year that is far from inflation rate. The stock return is also not good in past decades. Some investor who invest for short time does not get the appropriate return.
Being worried by next bubble dotcom that loss some investor money, some clever investor remove their financial asset to hard asset. Hard asset is different with the financial asset because we can hold the asset. Meanwhile, we just hold the paper for financial asset. We have the part of the company by holding some paper.
Some investor change the investment to hard asset. They do not want take a risk with the stock. Some woman buy fashion collection such as famous brand handbags that they can wear it and sell whenever they are bored with it. This is not a profitable investment, however, it is better than investment. Woman also like jewelry especially gold. This shine yellow metal can be made become ring, bracelet, necklace, and ear stud.
The gold is stable and can give you high return but jewelry is little bit different with gold. The fabrication cost is high and most jewelry store will buy cheaply.
Most investor will prefer gold bar that value is very stable. Gold has been increasing recently due the dollar weaks and high inflation. Some investor are worried with uncertainty United States economic that looks not end. The gold bar is liquid and we can sell it at jewelry store, gold store, and others.
Silver may be a good option for hard asset. The silver increases is higher than gold increases. In last this year, silver increases 127%, gold increases to 28% and Palladium increases 58 %. some investors increase the percentage of precious metal in precious metal from 10% to 25%.
The gem stones that people use for it for jewelery is also good for the investment. The polished diamond increases 13% in past twelve month.  You can also invest at other gems such ruby and zamrud (emerland).
However, hard asset is not liquid as stock. There is no stock exchange for the hard asset. Keeping hard asset in house is also risky. That is why people keep the hard asset in safe deposit box that guarantee the assets. The asset owner should pay the cost of storage and insurance around $13,000 for a million hard asset every year.