People talk about silver that price is increasing more than hundred percent for past twelve months. This metal return is higher than the gold. This white shine metal has different characteristics with gold. Not all people use silver due its corrosive. The Silver is easy to dirty because the air can affect the shine of the color. The owner should clean the metal periodically. They can use clean cloth and polish it. To prevent the shine metal, some owner also polishes it with addictive chemical.
Most silver are used for jewelry, accessories, handcraft, spoon, watch, and else. Some country also uses silver as coin.
Silver is different to gold that can be used for various such as electric cable, processor, fake teeth, electronic component, and else. Its corrosive character makes this metal is not good for electronic use.
Like other precious metal, silver has a risk We have to pay the saving deposit box to keep silver. The cost is about $ 13,000 for every million dollars. The deposit box guarantee our silver security and will change your silver if someone steal your silver from deposit box.
Silver is not too good for jewelry due to its white shine color. Most people do not use silver as jewelry especially rich people.
The weight of silver is heavy. A troy ounce of silver price is only $ 35. You can buy a ton of silver for $ 1,125,400.00
Another disadvantages of investing in silver that is not liquid or you are difficult to cash it immediately. You have to find the jewelry store or silversmith that want to buy your silver.
Due to its limited purpose, the demand of silver is lower than the gold. I hear that the silver price just decreased. In May 6th 2010, the price drop to 10%. This is the biggest decreases price due to dollar become strong. Most precious metal has reversely movement with dollar currency. When dollar is strong, the precious metal decreases and reversely.
However, silver can be a good alternative investment. The silver price may fall but it is difficult to fall again. The silver could reach high price due to the panic investor who want to keep their money.
We can keep this metal as our investment. The investor should know when the right time to buy silver. They can buy when the silver decrease and sell it when the price is high.
Showing posts with label Pros and Cons. Show all posts
Showing posts with label Pros and Cons. Show all posts
Thursday, June 7, 2012
Monday, June 4, 2012
Pros and Cons New House
House is a basic needs for human. A family supposedly has a house where they live. They can sleep under the comfortable house roof. The family member can meet together and share what they have meet at the outside.
A family can buy new house or old house. If they have much money, they can buy any house. There are pros and cons buying new house:
Pros
New house mean new building
The new house usually has strong construction. The cement still sticky to stick the brick and sand. The plywood or steel frame that supports the house is very strong. A new house color is colorific due the owner paint it with new paint.
Some developer builds a new model of home. Perhaps there is a water heater that uses solar power.
New Environment
You must get new environment they may be different to previous environment. Perhaps, there are some neighbors that also help you. Reversely, the owner may have a bad neighbor who makes them sick.
The durable
The house can be used for dozen years or hundreds year. It also depends on material that the developer uses. Be sure that the developer use durable material so you do not have to service the house.
It does need some improvement or service
The new house does not need improvement. The frame still strong and you do not need to replace it. The roof is new so it can protect you from hard winter or hard rain. Perhaps, you will service or maintenance it next ten years.
Cons
Very Expensive
A new house must be expensive. The mortgages must be expensive too. The owner should allocate so much money for mortgage payment. It is not good to use mortgage recently due interest rate is very high.
The tax
Due its expensive price, the owner should pay higher tax than old house.
New house means new experience
There are no people who ever stay at the house. so no one know the advantages or disadvantages of the house. There is no one who can explain how live at the house.
New community
New house means new community and new neighbor. The owner should adapt with new community. Perhaps they have habit and culture that is different to you.
Before buying a new house, you need to consider the pros and cons. If you prefer the pros of the new house and you have so much money, you can buy new house.
A family can buy new house or old house. If they have much money, they can buy any house. There are pros and cons buying new house:
Pros
New house mean new building
The new house usually has strong construction. The cement still sticky to stick the brick and sand. The plywood or steel frame that supports the house is very strong. A new house color is colorific due the owner paint it with new paint.
Some developer builds a new model of home. Perhaps there is a water heater that uses solar power.
New Environment
You must get new environment they may be different to previous environment. Perhaps, there are some neighbors that also help you. Reversely, the owner may have a bad neighbor who makes them sick.
The durable
The house can be used for dozen years or hundreds year. It also depends on material that the developer uses. Be sure that the developer use durable material so you do not have to service the house.
It does need some improvement or service
The new house does not need improvement. The frame still strong and you do not need to replace it. The roof is new so it can protect you from hard winter or hard rain. Perhaps, you will service or maintenance it next ten years.
Cons
Very Expensive
A new house must be expensive. The mortgages must be expensive too. The owner should allocate so much money for mortgage payment. It is not good to use mortgage recently due interest rate is very high.
The tax
Due its expensive price, the owner should pay higher tax than old house.
New house means new experience
There are no people who ever stay at the house. so no one know the advantages or disadvantages of the house. There is no one who can explain how live at the house.
New community
New house means new community and new neighbor. The owner should adapt with new community. Perhaps they have habit and culture that is different to you.
Before buying a new house, you need to consider the pros and cons. If you prefer the pros of the new house and you have so much money, you can buy new house.
Wednesday, February 15, 2012
Pros and Cons work as Freelancer
The advent internet helps some worker work from home. They do not have to go to office every day. They can also work for the foreign company where the distance is hundred of thousand miles from their home.
With the internet, an employee can sell their program, software, or else to other people. It can increase our bargain; meanwhile, the company can get cheaper employee from underdeveloped country. Some qualified freelancer can work better than the employee.
A freelancer does not have to stay on office for 8-9 hours. They can still at home while they are working. Some mom can sit the baby while she works. They can save time when they work at home.
However, freelancer is not right for some person. The worker who wants monthly salary will be disappointed when they work as freelancers. There is no monthly salary for a freelancer. They will be paid after finishing the project or the jobs. Sometimes the money is not equivalent with our work. The jobs orders pay you due you are the beginner. When you become experts, you will be paid high.
Most Freelancers has no retirement fund because the company does not pay the contribution for the freelancers. In economic tight, some company prefers freelancers so they do not have to pay the retirement fund, medical benefit, and insurance. They need to cut some spending in order to keep the company live.
People who have no retirement fund may be difficult to find money when they retire. A freelancer supposedly save more money due they have no retirement fund. They can set apart of salary to profitable investment such as shares, precious metal, bonds, and else. The freelancer should set much money that the employee who has retirement fund due the uncertainty of freelancer is so high.
A freelancer usually has no boss; meanwhile, he has no man that helps him work. It is difficult to employ other people because the freelancer should pay the salary. There is no boss that will angry to freelancer or cut salary when we late.
There is no boss does not means the freelancer will work better. Sometimes new freelancer will be lazy when there is no angry boss that presses them. A freelancer should be diligent. They should have target and construct the schedule. They should finish the jobs on the schedule.
With the internet, an employee can sell their program, software, or else to other people. It can increase our bargain; meanwhile, the company can get cheaper employee from underdeveloped country. Some qualified freelancer can work better than the employee.
A freelancer does not have to stay on office for 8-9 hours. They can still at home while they are working. Some mom can sit the baby while she works. They can save time when they work at home.
However, freelancer is not right for some person. The worker who wants monthly salary will be disappointed when they work as freelancers. There is no monthly salary for a freelancer. They will be paid after finishing the project or the jobs. Sometimes the money is not equivalent with our work. The jobs orders pay you due you are the beginner. When you become experts, you will be paid high.
Most Freelancers has no retirement fund because the company does not pay the contribution for the freelancers. In economic tight, some company prefers freelancers so they do not have to pay the retirement fund, medical benefit, and insurance. They need to cut some spending in order to keep the company live.
People who have no retirement fund may be difficult to find money when they retire. A freelancer supposedly save more money due they have no retirement fund. They can set apart of salary to profitable investment such as shares, precious metal, bonds, and else. The freelancer should set much money that the employee who has retirement fund due the uncertainty of freelancer is so high.
A freelancer usually has no boss; meanwhile, he has no man that helps him work. It is difficult to employ other people because the freelancer should pay the salary. There is no boss that will angry to freelancer or cut salary when we late.
There is no boss does not means the freelancer will work better. Sometimes new freelancer will be lazy when there is no angry boss that presses them. A freelancer should be diligent. They should have target and construct the schedule. They should finish the jobs on the schedule.
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