Saturday, May 31, 2014

Invest is not share only: the alternative ways to invest your money

Some people generalized that share is an investment. Certainly, the share is an investment but it is not the only investment. There are some varieties of investment that you can use to grow up your asset. Some people may no realize that they have invested in certain place. The students who study at the college invest their time and money at education. Most student hope they will get benefit from it at the future. After graduated, they can apply to some company who want to pay them. They will receive money that s called salary or wages every month. A student study hard until night to get good mark and high GPA. They believe when they have good mark, it is easy to get the jobs. The company likes to recruit the clever student because the clever can make the company benefit. The company will not hire the stupid student. It is very hard to get good mark. Some people study until mid night. They type papers up to hundreds page. Sometimes they have gone to the lab for practicing. For four years, you should graduate from the university. I think it s not easy. When we at college, we do not get salary. When we connect to other people, we also make an investment. Getting a good friend, meaning we have a good investment. Your friend is greatest investment in world. They will help you when you need, and you will help them when they need. It is not easy to find a good friend. Only few people will be kind to you. Most of them are bad people. They juts want to help you because you have helped the. Whenever you down, they do not care about you buy they are happy when you fall. Most people just believe the importance but they will leave you when you fall. In a China phrase “Honesty is the currency that is valid everywhere”. When people trust you they will give everything to you. They may give you money to open a business. We can share the benefit to the people who have share money. When people do not trust you will be difficult to reach the success. People do not give you money moreover jobs, they feared that you will steal the money. They also fear because you will not finish the jobs. It is not easy to keep people trust to us. Once you lie, they will never believe you.

Thursday, May 29, 2014

Invest when you young to get the higher return

Most young people do not think about the future especially the rich one. They think that the money cannot lose. Their parents also provide the cash to them. Whenever they ask money, the parent gives them. They think they can get the money anytime. They spend money for the useless things. They buy expensive cloth, expensive car, and others. Sometimes they go to a pub and dance until early morning. Supposedly, they can use money for important thing. They can save the abundant money so they can use it at the future. When you get money you can invest it. Do not spend all your money for today only. You will need it. When you have so much money, it is time to multiply your money. By select the right investment, your money will double in the future. It takes time to double your money. There are some investments that can increase your wealth. You can invest at capital market if you like or you can invest at the real investment. People like invest blue chip stock that can grow your money for long term. When you redeem twenty years in future, your asset will grow many times. The investment is different to the saving account or certified deposit. Sometimes we can win and sometimes we can lose. The younger can take thigh risk when they are young. When they lose they can find other money. On the other hand the old man cannot take the risk. They may have no job so they must be careful when they step their foot. The young can invest at education. They can find the master degree or doctoral degree that can increase your expertise. I believe your boss will increase your salary hen you hold the higher degree or other company will hire you. If you have less money, you can find the course that relevant your expertise. You can be an expert after attending the course. You can also consider to buys some real asset. Saving your money for your house where you will stay with your family. The house it is not cheap and it needs dozen years to saving money until you can buy it. You must be sorry when you do not invest at young. You will have not much money at old time and you can make money at the old time. Rarely the company employs the old man except you are the best employee.

Saturday, May 10, 2014

How to protect Your Business During A Recession

How to Protect Your Business During a Recession

How to Protect Your Business During a Recession
By James D. Foster, Ph.D.

A recession's impact not only has devastating effects on households, but it can harm businesses as well. Learn about the effects of an economic downturn and use them to prevent your business from succumbing to a recession's deadly claws. Here are some subjects to think about.

1. Customer Scarcity

When your customer bases shrinks, your income suffers as a result. Rising prices produce picky customers who are less interested in giving you their business. Existing customers might also re-assess their spending, which could result in fewer orders from your company. So what do you do? Try changing your customer acquisition techniques. Online marketing might be a way to go. It might not be suitable for all businesses, but there's no harm in considering it. Online marketing exists in many forms, and doing your assignment will be helpful in determining which technique will be most beneficial to your business.

2. Large amounts of credit card debt

Inflation is a usual byproduct of a down turn which means higher costs on essential business elements. If you've been making the majority of your payments with credit cards, you need to pay special attention to your spending. If you don't keep track of it, you could be surprised one day when you find yourself struggling to pay your bills. You do not want to get in trouble with credit card companies, as a low credit rating will negatively impact your ability to obtain approval for loans.

3. Increase in utility costs

The rising price of food, electricity, and gas can put a big dent in your business. This is especially true when running your business out of a physical location such as an office, as the increase in utilities and rent can take a bite out of your revenue. So how do you resolve this? Try being more efficient in your utility spending.

There are so many ways to save money on utilities. One is to cut back on non-essential costs. If you don't need to have your air conditioning on full blast, turn it off. If you can operate without have as many lights on or having them on as long, turn them off. If you can utilize less expensive packaging methods or materials, take advantage of the cheaper alternatives. Re-assess every aspect of your business. Take a closer look at your books to find deductions and lessen your costs in any way possible. And make the most of technology; automate your business wherever you can. You can also hire virtual workers on a contract basis, allowing you more time and energy to be productive and brainstorm ideas on how to improve your business.

4. Funds availability

If you needed a loan to start your business, you might run out of savings to fall back on to withstand the recession. To control this, devise a suitable savings plan to store some of your income. By creating this nest egg, you have a bit of a fallback for when an economic downturn happens.

5. Low staff morale

Slow periods can diminish the attitude and morale of employees. Why not create incentive sand contests to boost the morale of your sales team? This is the perfect time to get creative and find ways to inspire your employees. Don't be stingy with incentives and praise; go out of your way to create excitement.

Have you felt any of these effects yet? If you have, there's no time better than now to try some of these suggestions and find a way to fight your way through the recession.

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Article Source:,_Ph.D.