Tracking Your Spending to reach Wealth

 The major of spending may the food, cloth, electric, the gas, and gasoline. Perhpas you have other 

most people feel tracking spending is not important to tacking my spending. the important things is making more money. I believe it because i am a simple man. I rerely eating out and use brand name any fashion so i live in very low budget.

 

Some people feel they cannot decrease thei spending because thay have decreased all theirr spending. It's imposible to reduce the spending again. Well, though it may be uselles. you can try tarcking it.

 

There si some steps in Nerd wallet. I also consider the major spending. The major spending is food and beverages. most people use debit card to withdrawn the money. Off course they can note all spending. actually it is like pieces of cake.

 

Second step of tacking spending is categorize it. 

The major of spending may the food, cloth, electric, the gas, and gasoline. Perhpas you have other 

third,  build budget 

Budget is not easy to me. Creating budget meanig therea area rule 50.30/20 The half of your money allocate to your needs. and 20% first for your saving. and 30% for wants. 

Fourth, usde budgetig apss

some budget app is good some is not. clevery use the app. I just use the traditional way using the notes. 

After budgeting, we should monitor it regullary. is the psnending beyong the budget. 

The seven step is the ways to lower your expenses. Perhasp there is a little bit spending that we can save. other ways , we can save money using the discount ? 

The last is the difficult step. i have no idea to make money today. however i should explore to make money.