Prepare for Stock Dive

 The stock marketa dive? It could be happen. Some people shift money to safe asstes . Of course it must be gold. In my recent researach, i found the gold is still is the best investment. 

you have better to use the monye in stock, which means you have to sell your stock first, for buying anything. Today, some asset decrease, my sister buy a cheap huge house. You have to find other lucy at other place too. I also rad at wisebreasd. tehree are some effort to prepare stock market dive

make money with your backyard

Perhaps you have small backyard that you do not use it  some grass or moss grow at there. Perhaps the space can be used for anything to increase your money.

My father also use the backyard for parking lot. The money is not much but it is enough to buy some fried chicken. You can also use it:

Use the space for some people may need your backyard and you can determine the price of the your backyard. Don't forget to make agreement to the tenant that your cost is about for example is fifty dollar a month . Also remind that the tenant should obey the law and do not disturb other peoples.

2. You may plan some tree or you have flower that you can sell to your neighbor or other people My friend also bought some little tree and he propagate it. I thought it is a good business.  He sell through social media  and some friends buy the tree.

3. Raise Bee
In the village we are not difficult to raise bee. The Bee produce honey and also  wax,  and.royal jelly. expensive and so expensive . In my country there's so many fake  honey that it's made from sugar and flour. Fake  honey is not good for health.
In city, it is not good to raise bee because the lack of flowers. The new suck the nectar and made some honey from it.


Of course you can also use the your backyard to write some chicken but but you should notice that some City forbid it. For example,  you cannot rise chicken in my country. the provincial government forbid  the citizen to raise some chicken.  when the government stop no they will take the chicken that the rule of the chicken racing for reading has been applied since the avian influenenza  a couple years ago

In some country, the government get some intensive to the people who want to raise chicken. From the backyard you can produce fresh meat and also egg you can use it or eat it or you can sell the meat or the egg.  other people that also you can sell the chick on the little chicken to the other people who want  to raise some chicken or follow your step to buy some chicken and their backyard. You can visit my other blog that tell about chicken.
 

people who near power get money

I am very sad hear about that. Ibnu Khaldun, a Sociologist Guru in Islamic World tell that the people who near power will be easy to make money. It is very common. 

When your near a power or powerful people, you will get some facilities. Power tend to abuse. People who hold power tend to abuse, by giving some facilities to their family or their colleagues.

Other people may not get some facilities like powerful people. Imagine, every people want to close the powerful people and they do not try to get knowledge. They will become a fool man who hold some money. They money may go but the friend will help him because they live near powerful people. 

A Hobby may waste your money

I read some article that we can raise money from our hobby. Yes, some people can raise money from hobby but not all people. They can sell some collection such as coins, stamp, basketball card and others. They could make more money.

I saw a man has an Otter. The Otter is actually not a pet or uncommon pet. Only few people want to raise this sharp teeth mammals. It is also a good swimmer. The owner must provide fish, shell, crab, and others. The smell of this pet is also stinky. 

For rich people, it is not problem to spend hundred dollars month for a hobby. On the other hand, most people need money . Ini my country a hundred dollar is valuable. It can pay a month of house rent

You cannot make money with Otter. It is just for fun and you have to clean the Otter too. 

 If you want to make money use your skill and find anyone who want to pay you. It is easy to say but it is difficult to do

I read some article that we can raise money from our hobby. Yes, some people can raise money from hobby but not all people. They can sell some collection such as coins, stamp, basketball card and others. They could make more money.

A Clever man cannot make money

 

There are some people can make money but there is no one hire him. Finally, I know that not all university graduates cannot make money, whereas money is important for people. Paying college fee also need money too.

Some clever man cannot make money. I found a master’s degree lay the poster that is written he need money and he want just want food for jobs. It is difficult time to get job at the time. Today, the COVID 19 also make people poor because some office close.

A Master or doctor degree is not a guarantee. You must find other people or company who want to pay your services. It is not easy. Some employment only pays for right person. To be right person, you should have skill and knowledge. More experience, more money you get. The employment pays more than other people.

That is why, you should also find the suitable education. Most company seek the business graduate school because company need to operate the company. They need to manage the company to raise so many profits.

When they study in college, they can find jobs or open a business. They will need someday. They do not have to find job when they have a business. Some graduated can make money more than an officer in multi national cooperation officer.

While gold price increasing, It is not good to sell gold today

 

We have no debate that gold is precious metal. It is the best investment today, tomorrow and past day. People use it as Jewel and saving. When they need money they sell it.

Recently I have heard, the most gold shop in my hometown charges higher cost to jewel sell. Certainly, the jewel oner cannot complain the charge cost. The shops charge the made cost of the jewel higher than usually. So to sell the gold is not good today. On the other hand, the gold price also increase.

In my opinion it is not fair but we cannot protest to the shops. If you want to sell the jewel you may go to other shops. Unfortunately, other shops also charge higher cost. In my opinion, there are a cartel to set the higher cost price. I believe the seller what to stabilize the gold price. They will be loss when most people sell their jewel. I believe it is not good for shop. The seller will sell to people while I doubt it too.

Everyone needs the stable gold price du its as safe heaven. It is nit good when the gold prices decline and the people will not believe to the gold price. We cannot avoid the people need money. The shops supposedly be wise to this they do not have to charge higher cost as long the

For the man who have so much money, they will not sell the jewel today. They may hold for some time.

I believe that nothing last forever. Gold may make you loss too. When people sell the gold you cannot use it to but a slice of toast to or a bowl a rice.

5 Worst Mistakes New Graduate

Economic has no recovered yet, but you have already passed the graduate. The jobs supply is very low. Everyone struggles to find the right jobs. Some graduate dare to apply a job that pay little money. They do not care whether the salary low as long they can work

Those five worst mistakes are:

Not Investing

Some teenage do not think about the future because the father can cover the spending. They do not want to try making money because their mother can give money any time.

Some others do no invest at stock or mutual fund because the investment has risk. They prefer sacking money at bank account or certified deposit. The return of free risk asset is often lower than inflation rate.

When they graduate, they just have some money. The saving does not increase while other spending increase so much. They must ask parent money.

Not Budgeting

Either rich teenage or poor teenage needs budget because it helps them manage money. Rich man can save more money, but poor teen can decrease the spending. Either rich or poor should be able to save. The rich man allegedly not to spend the entire money they have. They can save or invest the money. They may spend money for leisure, but they should allocate ten percent for saving.

By budgeting, you can also decrease the spending. Delete the useless spending such as leisure, cinema, eating out and else. You can also spend less like food, cloth, or others. There are so many alternatives to buy cheap things.

Have a loan of things that lose value

Some people borrow money for anything. They do not realize that the things lose value as the time goes by. A car, for example, decreases in value from year to year. We buy the car at $ 50,000, but we will not be able to sell the car at the same price next year. Those things others that lose value are: furniture, appliance the gadgets. Do not forget that you must also pay the interest that grows twice.

I borrow money when I feel I cannot find the money. I will not borrow money for leisure things or lose value things. I also doubt borrow money even for things that increase value such as education, house, and business. When we build a business, we side with lose risk. On the other hand, we still pay the principal debt with interest. Unless you sure the business can make money, you are better not to borrow money.

Not building saving

A new graduate should save when they study at the college or university. They can use piggy bank or cash bank to save the coin. Insert the coin when you get the changes from bookstore, grocery, restaurant, and others.

You can use the saving when you graduate. You need some money for searching jobs. At least, you should send the mail to the company. Sometimes you need to travel to other country where the company calls you to an interview.  

Of course, when you graduate you still need food. Perhaps you have not got the job yet and you need money for eating or clothing.

Ignore windfall profit

I got abundant money when I studied at the university. I just spend the money for food and book. Every time I asked my father for money and he send the money soon.  I never though it was the windfall profit. I wonder I could use my father’s money to build a business or investing. I may get money from the business now. I do not have to find jobs that waste my time and my money. Of course, I will not come back again to the past. You should not do like me. Use your windfall profit to reach your dream.  

Read Also:

Smart Financial Moves For Teen

Financial Advice For Teenage