some people said that it is difficult to break habit when we reach 30s. That is why we should use to do some habits that help us to reach wealth. Here are five habst that you should do:
Create and stick budget
To be honest I am a lazy person that create a budget. Without a budget, you cannot take the control of your finance. You do not know where your money go. Sometimes we do not realize that we have spent all money one week.
Life below your mean
like the wise man say that we should live below mean. We can use generic product and drive a cheap car. We do not have to daer to do it.
Manage Credit wisely
I prefer to avoid any debt including credit card.To me,it will eat our ncome.
Build For emergency fund
Set a part of your income for emergency fund. SO you do not need to borrow money for repair car,or maintenance your house
Save for retirement
You should realize that you need the money after retire. That is why you should save for the retirement now
source :heraldonline
Create and stick budget
To be honest I am a lazy person that create a budget. Without a budget, you cannot take the control of your finance. You do not know where your money go. Sometimes we do not realize that we have spent all money one week.
Life below your mean
like the wise man say that we should live below mean. We can use generic product and drive a cheap car. We do not have to daer to do it.
Manage Credit wisely
I prefer to avoid any debt including credit card.To me,it will eat our ncome.
Build For emergency fund
Set a part of your income for emergency fund. SO you do not need to borrow money for repair car,or maintenance your house
Save for retirement
You should realize that you need the money after retire. That is why you should save for the retirement now
source :heraldonline
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